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NCGCL Team

23 October, 2025

De-regulating the wheat market without breaking the system

Wheat reform cannot be willed into existence, it must be engineered with sequencing, credibility, a…

22 October, 2025

How to Reduce SME Default Risk and Accelerate Growth

Pakistan needs to move beyond traditional lending methods to tackle default risk for SME’s.

7 December, 2022

Reversing the Tide: A District-Level Strategy for Rebalancing Agricultural Finance and Unlocking Rural Capital

Pakistan’s rural districts generate deposits that finance urban growth while their own farms remain…

22 February, 2022

An Interactive Roadmap to Lower Electricity Prices

Pakistan’s power sector is at a crossroads. This interactive plan outlines a data-driven, one-year…

14 February, 2022

Risk Assessment of the SME Financing Portfolio and Forecast of Guarantee Scheme Liabilities

SME credit grew sharply under the SBP’s Risk Coverage Scheme, but with rising unsecured lending and…

23 January, 2022

Half the Nation, Half the Growth

Not including women in economy is badly hurting Pakistan.

15 January, 2022

The Dunning-Kruger Eﬀect of GB Field Tour: a laboratory for thousands of natural experiments

Gilgit-Baltistan’s stalled growth shows that ideas alone don’t build systems. The report calls for…

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