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Catalytic Finance That
Powers Dreams

NCGCL transforms Pakistan’s economy using credit guarantees to drive durable, sustainable, outsized growth.

See Catalytic Finance in Action

NCGCL Credit Guarantees Enable

Higher Investment to
GDP Ratio.


Increase in Agricultural
Yields and Output.


Increase in Total Factor Productivity Through Efficiency.


Transforming Pakistan’s Economy.


Partners In Progress With Financial Institutions

By acting as a guarantor, NCGCL mitigates the risk for lenders, making it easier for deserving businesses to obtain loans and other financial services.

From Risk Capital To Growth Capital

We work with Financial Institutions through structured products, helping them with growth in segments like Small and Medium Enterprises, agriculture, energy transition, and others.

Why Partner
With NCGCL

Partnering With Trusted Allies Ensures Deserving Businesses Receive Inclusive Support

More Than Just Credit Guarantees

Customised products based on risk profiles, sectors, and scalability.

Catalytic Finance. Inclusive Growth.

Core Portfolio Guarantees

Our Core Portfolio Guarantees provide a safety net that helps lenders expand capacity, extend credit, and drive growth.

Sector-specific Guarantees

Our tailored guarantees address unique financial needs, helping industries secure funding and overcome challenges.

Green Guarantees

Our Green Guarantees back eco-friendly projects, providing financial confidence for renewable energy and sustainable agriculture.

Specialized Data Driven Projects

We partner with cutting-edge platforms to craft financial products for for high-impact sectors like food, retail, and e-commerce.

Supplier Credit Guarantees

Our Supplier Credit Guarantees ensure timely payments, enabling reliable transactions and stronger trust across the value chain.

Gender Programs

Our Gender Programs empower women-led enterprises with guarantees that provide vital financial support for growth.

Data Powered Leadership

A data-driven foundation built on strategic data acquisition, diverse datasets, partnerships, and a unified data lake.
Connected ecosystem powered by APIs, linking FIs, platforms, stakeholders, and funders for real time reporting.
Data powered innovation enabling risk-based customization and scalable multi-product deployment.
Sustainable operations via LLM automation, API-driven claims, risk controls, and income covering opex within five years.
Intelligent risk and underwriting through data-built models informing product design, iterated with macro and loss updates.
See How It Works

Request Funding

If your proposal meets the requirements of the NCGCL Investment Policy, creates livelihoods, and generates additional revenue, we would like to hear from you.
Learn More